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Export payments

How to receive payments from overseas buyers

Getting paid is part of every export. Here are the main channels Indian exporters and service companies use, and what to compare before choosing one.

Payment channels

  • Bank wire (SWIFT)

    Your Indian bank receives the payment by international transfer. Works with every buyer; banks add their own charges and exchange margin.

  • Collection accounts for Indian exporters and service companies to receive international payments into their Indian bank account.

  • Wise Business

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    Multi-currency account details so overseas clients can pay as if locally; money is converted and sent to India.

  • Receiving accounts in several currencies, widely used by marketplace sellers and service exporters.

  • Card and PayPal-balance payments from overseas buyers; convenient for small orders and samples.

  • Razorpay (international payments)

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    Payment links and checkout that accept international cards and other methods for Indian businesses.

  • Cross-border B2B payment collection for Indian exporters and service businesses.

  • Cross-border payment collection platform for Indian exporters and freelancers.

Listed for information. Gulshan Marwah is not affiliated with these providers unless marked “Featured partner”. Fees and features change — check the provider's website.